Wholesale rates for credit card merchant services

Lower credit card processing fees for your business.

PFAdvance works especially well for optometry practices, and for any service or product business running meaningful card volume on wholesale-style pricing.

Send us your statement. We will show you exactly what you are leaving on the table.

See what you would save

Canadian business? Use the form below and say you are in Canada when you reach out.

$61B+

Quarterly processing volume, global platform

200+

Markets served on partner infrastructure

700+

Payment methods available on partner platform

Figures describe scale reported by our wholesale processing partner, Nuvei, for its global payments platform (for example, quarterly volume in public results and product breadth on nuvei.com). They are not PFAdvance-specific results. They do not guarantee rates, savings, or approval for your business. See Nuvei investor materials and filings for definitions and context. PFAdvance is an independent reseller.

Nuvei investor relations

Who we work with

High card volume, one outcome: lower fees

If you run a service or product business in the US or Canada and process cards at scale, the analysis works the same way.

Optometry practices

High daily card volume and thin margins on frames and exams. A lower effective rate shows up fast on the P and L. Most practices see measurable savings on the first full statement after the switch.

Insurance agencies

Premiums and service fees paid by card add up across producers and the front desk. Same story as any professional office: you are paying for processing whether you think about it or not. We trim the rate, not your workflow.

Auto retail

Large tickets mean large interchange and markup exposure. Even a small reduction in basis points returns real dollars every month. Wholesale-style pricing is built for high-ticket card volume.

Process

How it works

  1. 01

    You send your statement

    Email or upload a copy of your recent credit card processing statement or merchant fee summary. Recent is best so we are comparing apples to apples.

  2. 02

    We show your savings

    We compare your effective cost to wholesale-style benchmarks and send a written savings analysis. Most businesses hear back within 48 hours. No obligation.

  3. 03

    You switch

    If the numbers work, you move processing to our program. We handle implementation. Your team gets modern terminals, responsive keypads, and quick checkout so customers are not stuck waiting.

  4. 04

    You save

    Lower fees show up on every statement. You keep running the business. The commodity is processing. The win is the rate.

Get started

See what you would save

Send your current processing statement. We will return a savings analysis, usually within 48 hours. Canadian merchant? Say you are in Canada when you reach out with your statement.