Lower processing fees for contractors
HVAC installs, plumbing overhauls, electrical panel upgrades, fire and life safety work. Jobs run $5,000 to $50,000 and customers are paying by card more often than ever. On high-ticket transactions, every basis point of processing cost is real money off your margin.
Upload your statement for a free savings analysis
Why contractors overpay on processing
Most contractors signed up for Square, Clover, or whatever their field service software bundled when they started the business. Those platforms charge retail processing rates and do not disclose how much margin sits on top of interchange. As your volume grows, the gap between what you pay and what wholesale rates would cost grows with it.
A wholesale-style program brings your cost closer to the base interchange and network fees, with processor margin broken out so you can see exactly what you are paying for.
Built for high-ticket, high-volume work
- HVAC companies processing seasonal spikes in install and replacement jobs
- Plumbing contractors handling emergency and renovation work year-round
- Electrical contractors with commercial and residential panel, wiring, and EV charger installs
- Fire and life safety firms billing inspection, testing, and retrofit contracts
If your monthly card volume is $30,000 or more, the math almost always works in your favor.
No-risk processing audit
Not sure you want to switch? We offer a standalone audit. We analyze your statement, show you where the markup is, and you decide what to do. Use the findings to negotiate with your current provider or let us handle the switch. No savings found, no charge.
How to get started
Send us your most recent processing statement. We compare it to wholesale benchmarks and deliver a written analysis, typically within 48 hours. No obligation, no long-term contract.
See what your business would save · Why merchants stay with bank processing · How wholesale pricing works