Lower credit card processing fees for auto repair shops
Repair orders, parts sales, and insurance work create a steady flow of high-ticket card payments. Most auto shops signed up for a basic terminal years ago and have never seen what wholesale processing looks like. On tickets averaging $500 to $3,000, even a small rate reduction adds up fast.
Why auto repair and body shops overpay on processing
- Average repair ticket $500 to $3,000 with high card payment share
- Insurance-paid body work still runs through card settlement
- Multiple bays and locations multiply processing volume and total fees
- Legacy terminal agreements with undisclosed markup baked in
What the savings analysis covers
We compare your current effective rate to wholesale-style benchmarks for your volume and card mix. The analysis breaks down interchange, assessments, and processor markup so you can see exactly where the cost sits. Auto repair and body shops processing $40,000 to $150,000 per month typically save $2,400 to $10,800 per year.
No-risk processing audit
Not ready to switch? We also offer a standalone audit. We identify the savings, you decide what to do with the findings. Take them to your current provider, or let us handle the move. No savings found, no charge.
Get started
Send us your most recent processing statement. We compare it to wholesale benchmarks and deliver a written analysis, typically within 48 hours. No obligation, no long-term contract.
See what your shop would save · How to read a statement · How wholesale pricing works