About PFAdvance

PFAdvance is a merchant services practice focused on one outcome: a lower effective rate on the card volume you already run. We work with professional and retail businesses that process at scale and have not repriced their program recently.

We place qualified merchants on processing programs built on a global payments platform (our wholesale partner). You get modern hardware, transparent line items, and a team that implements the change. We earn when you save, not from hiding margin in a dense statement.

Why this exists

Processing is a commodity. Most statements blend interchange, assessments, and processor markup in ways that are hard to compare. We start from your actual paperwork, show what you pay today, and map what the same volume would look like on a wholesale-style schedule.

US and Canada

We onboard merchants in the United States and Canada. Pricing and card rules differ by country. Tell us where you operate when you send a statement so we use the right benchmarks.

Send your statement to get started · Cheaper credit card merchant pricing