Lower processing fees for ambulatory surgical centers

Patient responsibility payments are growing. High-deductible plans mean more card transactions at checkout, and every basis point of processing cost shows up on your P and L. Most ASCs we review are paying well above wholesale rates and have never seen a side-by-side comparison.

Upload your statement for a free savings analysis

Why surgical centers overpay

Most ASCs signed their processing agreement when the center opened and have not revisited it since. Meanwhile, patient card volume has increased as out-of-pocket costs rise. The original rate was set for lower volume and a different card mix. Interchange categories, assessment fees, and processor markup have all shifted.

A wholesale-style program prices processing closer to interchange and network costs, with margin disclosed in a way you can audit line by line. Same card networks, same settlement flow, lower total cost.

What the analysis covers

  • Your current effective rate broken down by interchange, assessments, and processor markup
  • A comparison to wholesale-style benchmarks for your volume and card mix
  • Estimated annual savings if you moved to the wholesale program
  • A plain-language summary your controller or managing partner can review in five minutes

No-risk audit option

Not ready to switch? We also offer a processing audit where we identify savings and you decide what to do with the findings. Take them to your current provider, or let us handle the move. If we find no savings, you pay nothing.

How to get started

Send us your most recent processing statement. We compare it to wholesale benchmarks and send a written analysis, typically within 48 hours. No obligation, no long-term contract.

See what your center would save · Why surgical centers overpay on processing · How wholesale pricing works