Lower credit card processing fees for restaurants

Every table, every takeout order, every delivery runs through a card. Restaurants process more card transactions per day than almost any other small business category. Most are locked into whatever their POS vendor bundled, paying retail rates on razor-thin margins.

See what your restaurant would save

Why restaurants overpay on processing

  • Highest daily transaction count of almost any small business category
  • Razor-thin margins (3 to 5 percent net) make processing cost disproportionately painful
  • POS-bundled processing (Toast, Square, Clover) at retail rates with undisclosed markup
  • Delivery and online ordering add card-not-present transactions at higher interchange

What the savings analysis covers

We compare your current effective rate to wholesale-style benchmarks for your volume and card mix. The analysis breaks down interchange, assessments, and processor markup so you can see exactly where the cost sits. Restaurants processing $30,000 to $200,000 per month typically save $1,800 to $14,400 per year.

No-risk processing audit

Not ready to switch? We also offer a standalone audit. We identify the savings, you decide what to do with the findings. Take them to your current provider, or let us handle the move. No savings found, no charge.

Get started

Send us your most recent processing statement. We compare it to wholesale benchmarks and deliver a written analysis, typically within 48 hours. No obligation, no long-term contract.

See what your restaurant would save · How to read a statement · How wholesale pricing works